Banking & Insurance Software Development Services

Secure. Compliant. Scalable Solutions for Financial Institutions.

At Scalent, we build robust, intelligent software for the banking and insurance sectors – helping institutions modernize legacy systems, improve customer experience, and stay ahead of compliance and innovation. From core banking systems to smart insurance platforms, our solutions are secure, scalable, and tailored to your industry’s evolving needs.

Banking Software Solutions

  • Core Banking Systems - Custom-built platforms to manage accounts, transactions, lending, and compliance in real time.
  • Mobile & Digital Banking - Secure, user-friendly apps with biometric login, payments, fund transfers, and 24/7 banking access.
  • Loan Origination & Credit Scoring - Streamline loan workflows with integrated credit checks, automated underwriting, and AI-powered risk scoring.
  • Payment Gateway Integration - Connect with SWIFT, UPI, IMPS, NEFT, and global payment APIs seamlessly.
  • Fraud Detection & Risk Management - Implement real-time fraud monitoring and risk analytics with AI and ML models.

Insurance Software Solutions

  • Claims Processing Automation - Accelerate claims with automated workflows, document uploads, and fraud checks.
  • Customer Portals & Mobile Apps - Provide easy access to policy info, premium payments, and claim tracking on web and mobile.
  • Underwriting Software - AI-powered underwriting tools that help insurers evaluate risks and make accurate decisions.
  • Compliance & Reporting Tools - Stay aligned with IRDAI, HIPAA, GDPR, AML, and other regulations with robust audit trails and reporting modules.

Why Scalent for Financial Software Development?

Domain Expertise

We craft intuitive user interfaces designed for engagement, retention, and easy onboarding.

Security Assurance

Proven track record with high-security environments

Modern Architecture

Agile, scalable, and cloud-native development

Full Lifecycle Support

End-to-end services: Design, Development, Integration, Support

Regulatory Compliance

Compliance with all major financial regulations and standards

Client: Financial Services Group (Bank + Insurance Arm)
Challenge:

Disconnected systems and outdated user portals

Solution:

Built an integrated banking and insurance portal with unified login, shared data layer, and mobile apps

Result:

45% increase in cross-sell conversions, 70% faster claim & loan processing, and improved customer satisfaction

Tech Stack We Use for SaaS

Backend

Java Python .NET Golang

Frontend

React.js Vue.js Angular

Mobile

React Native Kotlin Swift

Cloud

AWS Azure (Compliance Ready)

Security

OAuth2.0 SSL 2FA Data Encryption

Databases

PostgreSQL MySQL Firebase Oracle

Integrations

Core PayPal Salesforce Hubspot Zapier Twilio

Ready to Transform Your Financial Operations?

Scalent is here to build future-ready platforms that drive trust, efficiency, and customer loyalty—securely and at scale.

Talk to a Financial Software Expert